VISA Credit Cards Applications
    Are you tired of outdated credit card offers? Do you have 3 junk-mails a day, trying to sell you
high APR visa cards?
Browse this directory for the freshest VISA cards offered in the US. No annual fee, Low APR VISA cards, or high credit limit visa cards are also listed here, with the newest offers on the web! We update our directory every day, so you will never be disappointed and will be back if you need to browse through the latest visa card offers. All these VISA cards offer under 60 minutes credit decision through a secure form!




Barclaycard für Studenten VISA
Barclaycard für Studenten / VISA APR:n/a
  Kostenlos im ersten Jahr, danach nur 1,- EURO pro Monat
Das Kartendoppel kostet nur 12,- EURO Jahresgebühr - also nur 1,- EURO im Monat inklusive aller Vorteile von 4students.com. Und als Neukunde bei BARCLAYCARD erstattet dir 4students den ersten Jahresbeitrag von 12,- EURO in Form eines Startguthabens zurück*.

*Die Gutschrift des Startguthabens in Höhe von 12 EURO bleibt nur dann bestehen, wenn das Konto mindestens drei Monate aktiv war.


Kein Entgelt für Auslandseinsatz der Karten in Euroland
Weder in Deutschland noch im gesamten Euroland fällt für den Einsatz der Karte eine Nutzungsgebühr an. nach oben bis zu 8 Wochen zinsloses Zahlungsziel
Jetzt leben, später zahlen: Bis zu einem Monat nach dem Kauf vergeht, bis du deinen Kontoauszug erhältst. Ab dem Erstellungsdatum des Kontoauszuges hast du dann noch einmal 25 Tage Zeit, um den ausstehenden Betrag vollständig auszugleichen. So können zwischen Kauf und Zahlung bis zu 8 Wochen liegen, ohne dass Zinsen anfallen. nach oben


Start-Kreditrahmen von 1000,- EURO


Dein Kreditrahmen beträgt anfänglich 1000,- EURO völlig unabhängig von deiner Hausbank. Durch Überweisungen auf das Kreditkartenkonto kannst du deinen Verfügungsrahmen sogar noch erhöhen. Du kannst bequem die Möglichkeit einer Teilzahlung nutzen und bleibst finanziell flexibel. Bei einer Teilzahlung fallen die banküblichen Zinsen an. (Für Teilzahlung gilt: Mindestens 3% oder aber 25,- EURO, falls die 3% unter 25,- EURO liegen.) nach oben

Über 29 Millionen Akzeptanzstellen weltweit
Durch die Kombination aus VISA und EUROCARD/MASTERCARD kannst du bei über 29 Millionen Akzeptanzstellen weltweit bargeldlos bezahlen. Ca. 400.000 allein in Deutschland. nach oben

Guthabenzinsen 1,7% p.a.
Lass doch mal dein Geld für dich arbeiten: Du erhältst ab dem ersten Cent Guthaben 1,7% auf deinem BARCLAYCARD Kartenkonto. nach oben

Reiseversicherungs-Paket für nur 3,- EURO
Reise-Versicherungs-Paket: Für nur 3,- EURO erhältst du zusätzlichen Versicherungsschutz bei allen Reisen, die du mit deinen BARCLAYCARD Kreditkarten bezahlst. Dein Reise-Versicherungs-Paket beinhaltet eine Fluggepäck-Verspätungs-Versicherung sowie eine Verkehrsmittel-Unfall- und Haftpflichtversicherung. nach oben


 Apply for Barclaycard für Studenten / VISA



Student Visa Credit Cards



    Use your VISA credit card wisely
  • Pay your VISA credit card bills on time. This is the single most important thing you can do to preserve and enhance your credit rating. Always pay at least your minimum payment and allow time for your payment to reach the company if you are using the mail.
  • If possible, pay off your balance in full each month. If this is not possible, then make as large a payment as you can comfortably afford. Paying off or paying down your balance is a sound financial move—one that will save you money on interest charges.
  • If you can’t pay off your balance in full, then slow down on your credit card use for the next while. Take time to step back and have a careful look at how much you earn and how much you spend each month. A little budgeting can save you big money down the road.
  • Check your statement carefully each month. Review your statement carefully. Do all the charges look correct? Have any required credits been applied? Are there any unusual or unexpected charges? Your credit card company will correct legitimate errors, but only if you bring them to their attention in a timely manner before you pay your bill.
  • Transfer your balance to a card with a lower interest rate. If you have two or more credit cards with outstanding balances, consider moving the outstanding balances to the card with the lowest interest rate. You will save money each month and simplify your record keeping by receiving only one bill.
  • Negotiate for a lower rate with your credit card company. If you have a good credit history, you are a valuable asset to your credit card company. Call them and seek ways to lower your interest rate. This is often possible, but never advertised. If the interest rate you are currently paying is very high, imply you may cancel the card and go with a competitor unless they adjust your rate downward. It doesn’t hurt to ask, and you may be surprised at the results.

    Protect yourself against fraud

    While VISA credit card fraud is a problem, here are a few simple steps you can take to greatly reduce the risk of becoming a victim.
    Tips:
  • Sign new VISA cards immediately. When you receive your new or replacement card in the mail, sign it, in ink, right away. If it is a replacement card, destroy the old card by cutting it into many small pieces.
  • Shred old credit card receipts. You can purchase an inexpensive paper shredder at an office supply store. All old receipts with your credit card number and any unneeded documents with your social insurance number or other sensitive personal information should be shredded before disposal. This prevents the common practice of criminals going through the trash to find receipts and stealing your identity
  • Never fax your VISA credit card number. Your credit card number can lie for hours in the fax basket at the other end. Anyone passing by can record your number and begin to use your card number fraudulently. It is even possible for criminals to intercept your credit card number while the fax is in transmission.
  • Use caution when giving your credit card number out on the phone or on the Internet. Only give out your credit card number on telephone calls you initiate to business or organizations you trust. Never give your number out to callers who call unannounced, no matter how legitimate the call sounds.
  • On the Internet, look for an Internet address that begins https:\\. The “s” indicates that it is a secure connection and a small padlock symbol should appear in the bottom right hand corner of your screen, indicating it is safe to transmit your credit card number.
  • Call your credit card company instantly if you suspect trouble. All credit card companies have 24 hour lost and stolen help lines. If you lose your wallet or purse or have it stolen, call without delay! Much fraud happens within the first hour or two, before the victim realizes the cards are missing. Your credit card company will block your cards from being used and stop you from being responsible for any charges thieves incur.