VISA Credit Cards Applications
    Are you tired of outdated credit card offers? Do you have 3 junk-mails a day, trying to sell you
high APR visa cards?
Browse this directory for the freshest VISA cards offered in the US. No annual fee, Low APR VISA cards, or high credit limit visa cards are also listed here, with the newest offers on the web! We update our directory every day, so you will never be disappointed and will be back if you need to browse through the latest visa card offers. All these VISA cards offer under 60 minutes credit decision through a secure form!




The Rainbow Card Platinum Plus Visa Card
The Rainbow Card® Platinum Plus® Visa® Card APR:0%
  Bank of America presents The Rainbow Card® Platinum Plus® Visa® Card

  • For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
  • Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
  • No annual fee
  • Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.

The Rainbow Card® Platinum Plus® Visa® Card features:


Intro APR: 0%
Fee: 3% transaction fee, no less than $10
Rate: Fixed
Rate: 9.99% / 15.99%
Balance Transfer: Yes
Intro Rate: 0%
Intro Term: 12 months
Annual Percentage Rate (APR) Purchases: Platinum 9.99% / Preferred 15.99%
Annual Percentage Rate (APR) Balance Transfers: Intro Rate - 0% for first 12 billing cycles. Goto rate is a fixed rate 0f 9.99% / 15.99%
Balance Transfer Fee: 3% transaction fee, no less than $10 and no max
Annual Fee: None
Additional Cardholders: No Fee
Grace Period: 20 Days (Min.)
Grace Period Terms: At least 20 days from the statement Billing Date (provided you fully paid your New Balance from the previous statement by its Payment Due Date)
Late Payment Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250.
Over Credit Limit Fee: Based on Account balance on the fee assessment date - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1,000, $39 for balances greater than $1,000.
Annual Percentage Rate (APR) for Cash Advances: 19.99%
Cash Advance Fee: 3%, 10 no max


 Apply for The Rainbow Card® Platinum Plus® Visa® Card



Visa Credit Cards



    Use your VISA credit card wisely
  • Pay your VISA credit card bills on time. This is the single most important thing you can do to preserve and enhance your credit rating. Always pay at least your minimum payment and allow time for your payment to reach the company if you are using the mail.
  • If possible, pay off your balance in full each month. If this is not possible, then make as large a payment as you can comfortably afford. Paying off or paying down your balance is a sound financial move—one that will save you money on interest charges.
  • If you can’t pay off your balance in full, then slow down on your credit card use for the next while. Take time to step back and have a careful look at how much you earn and how much you spend each month. A little budgeting can save you big money down the road.
  • Check your statement carefully each month. Review your statement carefully. Do all the charges look correct? Have any required credits been applied? Are there any unusual or unexpected charges? Your credit card company will correct legitimate errors, but only if you bring them to their attention in a timely manner before you pay your bill.
  • Transfer your balance to a card with a lower interest rate. If you have two or more credit cards with outstanding balances, consider moving the outstanding balances to the card with the lowest interest rate. You will save money each month and simplify your record keeping by receiving only one bill.
  • Negotiate for a lower rate with your credit card company. If you have a good credit history, you are a valuable asset to your credit card company. Call them and seek ways to lower your interest rate. This is often possible, but never advertised. If the interest rate you are currently paying is very high, imply you may cancel the card and go with a competitor unless they adjust your rate downward. It doesn’t hurt to ask, and you may be surprised at the results.

    Protect yourself against fraud

    While VISA credit card fraud is a problem, here are a few simple steps you can take to greatly reduce the risk of becoming a victim.
    Tips:
  • Sign new VISA cards immediately. When you receive your new or replacement card in the mail, sign it, in ink, right away. If it is a replacement card, destroy the old card by cutting it into many small pieces.
  • Shred old credit card receipts. You can purchase an inexpensive paper shredder at an office supply store. All old receipts with your credit card number and any unneeded documents with your social insurance number or other sensitive personal information should be shredded before disposal. This prevents the common practice of criminals going through the trash to find receipts and stealing your identity
  • Never fax your VISA credit card number. Your credit card number can lie for hours in the fax basket at the other end. Anyone passing by can record your number and begin to use your card number fraudulently. It is even possible for criminals to intercept your credit card number while the fax is in transmission.
  • Use caution when giving your credit card number out on the phone or on the Internet. Only give out your credit card number on telephone calls you initiate to business or organizations you trust. Never give your number out to callers who call unannounced, no matter how legitimate the call sounds.
  • On the Internet, look for an Internet address that begins https:\\. The “s” indicates that it is a secure connection and a small padlock symbol should appear in the bottom right hand corner of your screen, indicating it is safe to transmit your credit card number.
  • Call your credit card company instantly if you suspect trouble. All credit card companies have 24 hour lost and stolen help lines. If you lose your wallet or purse or have it stolen, call without delay! Much fraud happens within the first hour or two, before the victim realizes the cards are missing. Your credit card company will block your cards from being used and stop you from being responsible for any charges thieves incur.